So we did, as it turns out, get pre-approved for a mortgage. The problem now is that it's virtually impossible to find a house in that price range that we would want to live in! Forget about living near the church or the University, even when we expand the geographic parameters of the search we just aren't finding much. Our Realtor is of the same opinion. So it seems increasingly likely that we just don't have enough money to buy into the Toronto Real Estate market right now. So... we leaning towards the rental option.
Today we looked at a rental house (actually, half a large house) that we really liked. It's even closer to the church than our current place on Farnham, the rent is a cheaper, and it's only a little less house (which is fine with us). Perhaps even more imporantly, we really liked the owner of the house. He's had it since the 1970's and obviously takes great pride in it's ongoing care and feeding. He also has a plan for it's continued improvement. He let us know that he really likes us, too, and that's a good thing. So we have one or two more places to look at, but it's going to difficult to beat this place....
-t
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